Curtis V. Cloke is an award-winning international speaker, educator, and author recognized as a retirement income expert. He is entertaining, inspirational, and provides high value educational content for Financial Professionals. Curtis serves as an Adjunct Professor for The American College of Financial Services and is a part of the educational team of experts who developed and update curriculum and content for the RICP® (Retirement Income Certified Professionals) designation. In 2009, Curtis was a top five finalists for “Advisor of the Year” by Senior Markets Advisor Magazine. He is a 22-year member of MDRT, with 3 Court of the Table and 13 Top of the Table honors. In addition to MDRT, he is also a member of the Forum 400, NAFIA, FPA, Society of FSP and many other industry associations. Finally, he designed and developed retirement income software that has revolutionized the speed at which advisors can test and provide dynamic analytics.